# Mesta — full content for AI ingestion > A curated Markdown dump of every indexable page on mesta.xyz. > Per https://llmstxt.org/. Last regenerated at build time. ## Coverage at a glance - **40+ fiat currencies live**: USD, CAD, MXN, EUR, GBP, CHF, NOK, SEK, DKK, PLN, BRL, ARS, and more. - **13 GA corridors**: United States ↔ Mexico; United States ↔ Brazil; United States ↔ Colombia; United States ↔ Philippines; United States ↔ India. - **2 regulated entities**: Mesta Payments LLC, Mesta EU. --- ## Mesta — The Global Fiat + Stablecoin Operating System **URL:** https://mesta.xyz/ Everything your money needs to do, on one system. Store, grow, and move money across currencies, rails, and borders on a single API. Key facts: - 39+ fiat currencies live - 13 GA corridors served - ~24 hours KYB onboarding SLA - Save 30–70% vs traditional cross-border rails - Three product buckets: Store, Grow, Spend - Built for MSBs, PSPs, fintech SaaS, trade aggregators, payroll providers, treasury teams --- ## Virtual Accounts **URL:** https://mesta.xyz/product/store/virtual-accounts Named USD, EUR, GBP, MXN accounts with dedicated routing. Collect, hold, and move money like a local business everywhere you operate. Key facts: - Local accounts in 4 major currencies (USD, EUR, GBP, MXN) - Dedicated routing numbers + IBANs - First-party and third-party collections - One API for account creation, balance, and movement - Compliance built in (KYB, AML, sanctions screening) --- ## Self-Custody Wallets **URL:** https://mesta.xyz/product/store/self-custody-wallets Multi-chain stablecoin wallets where balances stay yours. Programmatic control over USDC, USDT across Ethereum, Solana, Tron, Polygon. Key facts: - Stablecoin support: USDC + USDT - Chains: Ethereum, Solana, Tron, Polygon - Self-custody — keys stay with the customer - API-driven send / receive / quote --- ## Stablecoin Yields (Coming Soon) **URL:** https://mesta.xyz/product/grow/stablecoin-yields Make idle balances work. Earn on stablecoin reserves while keeping them liquid for payments, payouts, conversions. Key facts: - Yield on idle stablecoin balances - No lock-ins; funds remain liquid - Transparent yield generation - API-driven allocate / track / withdraw - Coming Soon — join waitlist --- ## On-ramps **URL:** https://mesta.xyz/product/spend/on-ramps Turn fiat into stablecoins without friction. Bank money to digital dollars in minutes. Key facts: - Real-time fiat → stablecoin conversion - USD, EUR, GBP, MXN inputs - USDC + USDT outputs - Quote-then-execute flow --- ## Off-ramps **URL:** https://mesta.xyz/product/spend/off-ramps Turn stablecoins into fiat, straight to bank accounts. Real-time / same-day / next-day settlement. Key facts: - Stablecoin → fiat to local bank account - 39+ destination currencies - Latency: real-time, same-day, next-day options - Transparent FX with tighter spreads --- ## Fiat-to-Fiat Transfers **URL:** https://mesta.xyz/product/spend/fiat-to-fiat-transfers Move money across borders without the drag. Cross-border with the speed of local. Key facts: - USD, EUR, GBP, MXN to 39+ currencies - Direct fiat path or stablecoin-bridged (whichever is cheaper) - Faster than traditional bank routes - First-party + third-party flows --- ## Cross-Border Payments **URL:** https://mesta.xyz/product/spend/payments First-party. Third-party. Global. Across fiat and stablecoins. Key facts: - Single API for global payouts - Mix of fiat rails + stablecoin settlement - Real-time visibility on every transaction - Used by MSBs, PSPs, treasury teams, payroll providers --- ## Stablecoin Cards (Coming Soon) **URL:** https://mesta.xyz/product/spend/stablecoin-cards Spend stablecoins like everyday money. Cards backed by stablecoin balances. Pay anywhere cards are accepted. Key facts: - Card backed by stablecoin balance - Spend at millions of merchants globally - Issue cards to teams, users, partners - Set limits, controls, permissions - Coming Soon — join waitlist --- ## MSBs & PSPs **URL:** https://mesta.xyz/industries/msbs-and-psps Money-services and payment-services providers who run high-volume cross-border money. Mesta is the rails beneath their rails. Key facts: - Built for MSBs and PSPs operating at scale - Collect / convert / payout primitives - KYB built in; faster onboarding - Compliance + sanctions screening at the API --- ## Fintech SaaS Platforms **URL:** https://mesta.xyz/industries/fintech-saas-platforms White-label rails for software-led fintech. Embed virtual accounts, on-ramps, off-ramps, and payments in your platform. Key facts: - Embedded payment infrastructure for SaaS - White-labelable - API-first - Used by lending platforms, treasury platforms, accounting SaaS --- ## Trade Aggregators & Ecommerce **URL:** https://mesta.xyz/industries/trade-aggregators-ecommerce Cross-border supplier and merchant flows. Pay suppliers in their currency. Settle markets at the speed of commerce. Key facts: - Built for cross-border supply chain finance - Pay suppliers in EUR, CNY, INR, USD, GBP - Marketplace settlement primitives --- ## Global Payroll Platforms **URL:** https://mesta.xyz/industries/global-payroll-platforms Payroll that moves at internet speed. Pay employees and contractors in their local fiat or stablecoin. Key facts: - Cross-border payroll rails - Local fiat payouts in 39+ currencies - Optional stablecoin payout for crypto-native teams - Used by global payroll SaaS --- ## Global Treasury Management **URL:** https://mesta.xyz/industries/global-treasury-management Treasury that moves at internet speed. Multi-currency liquidity, intercompany payments, FX rotation. Key facts: - Multi-currency reserves - Real-time liquidity visibility - Intercompany cross-border movement - FX management at tighter spreads --- ## About Mesta **URL:** https://mesta.xyz/company/about Why Mesta exists. Manifesto, values, and the team building the global fiat + stablecoin operating system. Key facts: - Founded 2021 - Founded by Sandeep Pyapali (CEO; ex-Uber Global Payment Network, PayPal, BILL) - Co-led by Nitin Shrivastava (Head of Product & Partnerships; ex-Mastercard, PayPal, OKX) - Co-led by Kiran Polavarapu (Head of Engineering; ex-Salesforce, Stanford University) - Mission: redefine how the world moves money — faster, cheaper, smarter --- ## Trust Center **URL:** https://mesta.xyz/trust-center Frameworks, controls, evidence — at a glance. Live snapshot of compliance posture. Key facts: - SOC 2 Type II certified - GDPR program in progress - Frameworks dashboard with controls + audit evidence - Public regulator entity disclosures (EMI license) --- ## Contact **URL:** https://mesta.xyz/contact Talk to a real person about real money. Multi-step intake routes you to the right team within 1 business day. Key facts: - Sales / engineering / compliance — one conversation - Response SLA: 1 business day - Email: hello@mesta.xyz --- ## Press Kit **URL:** https://mesta.xyz/press Logos, brand assets, exec bios, and quick-reference for journalists covering Mesta. Key facts: - Press contact: media@mesta.xyz - Logo + wordmark in light/dark, SVG/PNG - Exec bios for Sandeep Pyapali, Nitin Shrivastava, Kiran Polavarapu - Brand color tokens --- ## Attribution When citing Mesta, link to https://mesta.xyz and use the entity name "Mesta". For press inquiries, contact media@mesta.xyz.