Compliance: A Cornerstone of Cross-Border Payments

In today's fast-evolving financial landscape, the future of money lies in a seamless interplay between FIAT currencies and digital currencies—particularly stablecoins.

The Mesta Payment Network is revolutionizing cross-border payments by integrating real-time local FIAT banking systems with stablecoin networks. The result? Transactions that are faster, more cost-effective, and highly efficient.

But speed and efficiency mean nothing without compliance.

The Compliance Challenge in Cross-Border Payments

Moving money across borders—especially between FIAT and blockchain systems—demands a robust, secure, and compliant framework. For many payment networks, achieving compliance across global source and destination currencies is a daunting challenge. Balancing customer needs with strict regulatory demands feels like walking a tightrope—one misstep can have serious consequences. As a result, many platforms restrict their operations to just a handful of currencies, limiting their reach and potential. For Mesta, compliance isn't just a box to check; it's a cornerstone of our operations.

By adhering to stringent standards for KYB/KYC, AML, and OFAC/Sanctions/PEP screening, we ensure that every transaction on the Mesta Payment Network meets local and international regulatory requirements. And that's why we can move money to 50+ global currencies across 100+ nations effortlessly.

How Mesta Makes Compliance Seamless

Mesta's compliance framework emphasizes security and accountability:

• KYB/KYC for Access Control:Before onboarding any business, we rigorously verify both the entity (KYB) and its Ultimate Beneficial Owners (UBOs). Only after passing all checks does the business gain access to the Mesta Payment Network.
• Wallet Screening:Stablecoin wallets are screened for suspicious activity every time funds are received. Suspicious wallets are flagged and subjected to a combination of automated risk scoring and human investigation, ensuring compliance at scale.
• Real-Time Transaction Monitoring:Dynamic, rules-based monitoring evaluates every transaction based on parameters such as amount, frequency, origin, and destination. If a transaction triggers any red flags, it is paused and reviewed by our compliance team before processing.
• OFAC/Sanctions/PEP Screening:Every beneficiary undergoes stringent screening to ensure alignment with global and local regulations.

By ensuring that every transaction is screened, monitored, and secure, Mesta not only prevents bad actors from exploiting the system but also gives businesses the confidence to scale globally.

A Proven System in Action

Despite going live just 6 months ago, Mesta has already processed over $30 million in transactions, converting stablecoins into multiple FIAT currencies for businesses worldwide. Leading companies are leveraging the Mesta Payment Network for faster, cheaper, and compliant cross-border payments—and they're seeing tangible benefits.

If you're ready to transform the way you manage cross-border payments, let's talk. Drop a comment, send a DM, or visit us at mesta.xyz.

Because in the world of cross-border payments, compliance isn't just a nice to have feature – it's essential.