Mesta Surpasses $2.5 Billion in Total Payment Volume 22 Months After Launch

September 16, 2026 · San Francisco

Mesta, the global fiat and stablecoin operating system, today announced that it has processed more than $2.5 billion in total payment volume within 22 months of launch.

The milestone reflects growing demand from fintech companies, payment providers, marketplaces, payroll platforms, and global businesses for one infrastructure layer that can support how money is stored, grown, and moved across borders.

Mesta launched in November 2024 to address a problem that has persisted across global finance: moving money internationally remains fragmented. Businesses often need separate providers for accounts, foreign exchange, stablecoins, treasury management, compliance, and payouts. Each additional provider introduces more integrations, reconciliation work, and operational risk.

Mesta brings these functions together through infrastructure that connects traditional banking networks, local payment systems, SWIFT, and stablecoin payment rails. The company now supports payments across more than 40 currencies and over 100 countries.

“Reaching $2.5 billion in TPV is an important milestone, but the volume itself is only part of the story. It shows that businesses are ready for a different model of global finance. They do not want to choose between fiat and stablecoins or manage a patchwork of providers. They want one system that can make the right rail available for each transaction.”

From a payment network to an operating system for money

Mesta’s first phase focused on building the infrastructure required to move money across markets, currencies, and payment rails. As customers began using the network at scale, their needs expanded beyond payment execution.

Businesses wanted a place to receive and hold funds. They wanted to put idle balances to work. They wanted to offer payment services under their own brands. They also wanted greater automation across treasury and payment operations.

In response, Mesta has expanded around three connected functions: Store, Grow, and Pay.

Businesses can store FIAT funds through virtual accounts and Stablecoins through self-custody wallets, grow eligible stablecoin balances through Mesta Yield, and make payments through global fiat and stablecoin rails. These capabilities combine the power of CeFi and Defi and operate within one platform, reducing the need to assemble separate systems for each stage of the money lifecycle.

“The first generation of fintech infrastructure made financial services accessible through APIs. The next generation will make money programmable. Accounts, treasury, compliance, foreign exchange, and payments will work together as parts of one system. That is the future Mesta is building toward.”

A faster path to embedded global payments

Mesta recently launched its White-Labeled Customer Portal, giving payment providers, fintech companies, and B2B software platforms a faster way to offer global payment services under their own brands.

Through the portal, end customers can complete business onboarding and compliance requirements, manage beneficiaries, and initiate international payments within a branded experience. Transactions continue to run through Mesta’s infrastructure.

The portal complements Mesta’s API platform. Businesses that need embedded workflows can integrate through APIs, while companies that want to enter the market with less development work can use the portal. Both options provide access to the same underlying payment network.

This approach reflects a shift in financial services. Payments are becoming an embedded capability within software platforms, rather than a separate destination. Companies want to own the customer experience while relying on infrastructure providers to manage the complexity behind it.

Turning treasury balances into working capital

The launch of Mesta Yield extends the platform from money movement into treasury management.

Mesta Yield allows businesses to earn yield on supported stablecoin balances while managing those funds alongside their payment operations. It is designed to help companies make use of capital that might otherwise remain idle between collections, conversions, and payouts.

For businesses operating across several markets, treasury and payments are closely connected. Capital may need to remain available for suppliers, payroll, settlements, or customer withdrawals. By bringing yield and payment capabilities into one system, Mesta aims to help businesses manage liquidity without separating treasury activity from daily money movement.

Mesta Yield is available subject to eligibility, jurisdiction, and applicable terms.

Building payment infrastructure for AI agents

Mesta is also launching agentic payments, infrastructure that allows authorized AI agents to initiate and manage payment workflows within business-defined permissions and controls.

Mesta’s approach starts with the payment infrastructure itself. The company has built and operated the underlying network that has moved more than $2.5 billion across fiat and stablecoin rails. It is now building the agentic payment layer on top of that foundation.

Mesta believes this is the right order in which to build agentic payments. An agent can decide when, where, and how a payment should be made, but completing that payment still requires accounts, liquidity, compliance, foreign exchange, routing, and settlement. Companies that build only the agent layer must ultimately hand transactions to an infrastructure provider such as Mesta for execution. That creates another dependency and limits their ability to deliver a true end-to-end payment experience.

By owning both the intelligence layer and the infrastructure that moves the money, Mesta is building a more complete agentic payment stack. AI agents can act within defined policies while Mesta executes the transaction across the appropriate fiat or stablecoin rail.

As AI agents take on more operational work, they will need to do more than analyze information or recommend actions. They will need to pay suppliers, manage treasury movements, convert currencies, and reconcile completed payments. Businesses will need clear controls over what an agent can do, how much it can move, which counterparties it can pay, and when human approval is required.

“Agentic payments cannot be built as a software layer disconnected from the infrastructure that moves the money. We built the payment network first and proved it at scale. Now we are adding the agentic layer on top. That gives businesses one system for decision, execution, and settlement, with the controls and accountability required for real financial operations.”

The next chapter of global money movement

Mesta believes the future of global finance will not be defined by a contest between fiat and stablecoins. Instead, businesses will use both through systems that select the appropriate rail based on speed, cost, currency, market, and transaction requirements.

Stablecoins can improve cross-border settlement and liquidity movement. Local banking rails remain important for collecting and delivering funds in the currencies businesses use. SWIFT continues to serve corridors and transaction types that require its reach. The role of the infrastructure layer is to bring these networks together without requiring the customer to manage their underlying complexity.

Mesta’s roadmap is focused on making that infrastructure more accessible, productive, and autonomous. Its APIs and White-Labeled Customer Portal give businesses different ways to launch. Mesta Yield connects treasury management with payments. Agentic payments prepare the platform for a world in which software can execute financial operations within defined controls.

“Twenty-two months ago, we set out to make global payments as easy as sending a message. After $2.5 billion in volume, our ambition is larger. We are building a system where businesses can store, grow, and move money across currencies and borders, and where people and authorized agents can operate on the same financial infrastructure.”